Tips to consider for Car Insurance Renewal in UAE

UAE is regularly witnessing road accidents even though the RTA authorities, are taking maximum measures to improve the traffic snarls, blocks, and jams. Even officials working in RTA Dubai have strictly advised all the car owners to ensure that their Car Insurance are renewed from reputed insurance companies. Renewing Car Insurance through online digital platforms is becoming the latest trend and car owners that own cars are showing interest to buy or renew their digital car insurance policy from reputed insurance companies.

Important tips that you should keep in mind at the time of renewing the policy is

Some of the important documents that you have to upload during the time of renewal in the online digital portal are Valid Mulkiya, Valid Driving License, Valid Emirates id and No claim Certificate from your previous insurer
Keep adequate funds in the banks and credit card so that you can buy policy hassle-free.
Follow the renewal instructions carefully before making the payment.

Car Insurance in UAE is a compulsory and driving the vehicles without valid insurance certificates or policy is considered a major offence that entails fines. Do not wait till the expiry date and decide to renew your Motor Insurance policy through our online digital platform and get your policy delivered instantly in your inbox. You can renew your vehicle insurance from anywhere through this state-of-the-art digital platform.

Car Insurance Policy will be delivered Instantly

If you are longing to renew car insurance from one of the branded domestic or international insurance companies then you should try at InsureAtOasis.com and follow the steps that are listed in the renewal section. The entire process of buying cheap car insurance UAE will be instant from the time of payment of policy.

This digital broking firm which has gone paperless, offers the best services to all the clients and has partnered with Top insurance companies like Noor Takaful, New India Assurance, Oman Insurance, QIC, ALWathbha and more. You can quickly compare and buy car insurance policy instantly through www.insureatoasis.com which acts as a digital broker and give us exact Vehicle Value & Premium and not Indicative Value & Premium.

Important checks that you should perform after receiving the policy on hand are listed below:

Explore the fresh or renewal car insurance policies commencement and ending date and see whether there are any errors or omissions in those columns.
Check the policy receipts and details of payments.

There are two types of policies under the motor insurance category which are issued by reputed insurance companies inside the country of the UAE and they are Third Party Liability Insurance (TPL) and Comprehensive Car Insurance. The Third Party liability policy only covers third party death, injury and damages to belongings and does not cover damages to the insured’s car. Whereas, the comprehensive car insurance policy covers both TPL and damage to insured car. This digital broking firm which is highly company in policy servicing and claim settlement always stands aloft in customer management. You will understand the quality of the services extended by this digital broker when you explore testimonials, feedbacks, and other tweets.

Expert Tips to Successfully Manage Finances at Home

Managing finances is in itself an art. Many people who earn good amounts often fail at managing the money and are left with empty pockets by the last week of the month eagerly wait for their next salary. Though increasing income is not easier than said, with simple effective practices one can successfully manage their finances at home.

Here is a compilation of tested and proven tips that are easier to practice to effectively manage your finances.

Identify Money Leaks

Small aspects such as TV and magazine subscriptions, frequent plumbing repairs, excessive shopping, too much partying and spending on friends can cause money leaks without our knowledge. By the time we realize, the money is already gone and we are left with nothing that can be done.

Pro Tip:

Write down every expenditure that you make. Review the list weekly. This helps you to stay alert and cut down on similar upcoming expenses.

Beware of little expenses; a small leak can sink a great ship. – Benjamin Franklin

Opt for Home Food

With the increasing convenience of food delivery through apps, no wonder that we all are preferring to order food and skip cooking at home. While this can be good sometimes to relax ourselves, depending too much on outside food will affect our finances heavily. Besides, restaurant food is rich in oils, salt, and sugar that can impact our health too in the long run.

Pro Tip

Cook at home whenever possible. If you are working and have little time to cook, plan cooking for the week ahead, stock your fridge with concerned ingredients and stick a note with your cooking schedule on the fridge. Opt for single pot recipes when you run of time. Keep eggs, oats, fruits, nuts and dry fruits ready which come handy when you are left with little time and energy to cook.

Review your Weekend Plans

Weekend plans are another source that leads to huge expenditures. Long drives and fun activities can be fun once in a while, but not multiple times in a month. We end up spending a lot of fuel for the car, eating out and staying in hotels, etc.

Pro Tip

Call your friends and family for the weekend to your place once in a while. Share the cooking part, enjoy the fun and spend the evening playing indoor games or spending time at your pool. You can also relax on your weekend completely at your home watching movies on TV, working out for an hour more, enjoying a nice bubble bath, or simply losing yourself into a book with a cup of coffee.

Make Gardening Your Friend

Gardening is one such hobby that has multiple advantages. You can grow your own vegetables, fruits, and herbs and enjoy homegrown organic food, instead of shelling out dollars on organic food from supermarkets. Gardening also offers comprehensive work out without needing to invest in high-cost exercise equipment. Thus, gardening can make you healthy and wealthy at the same time.

Pro Tip

Encourage your family members too to involve in gardening. This builds good family bonds and also teaches your children the joy and pride in growing their own food.

Save Before you Spend

A common mistake that many of us do is staying in a notion to save whatever is left after our expenditures are made. This is the wrong way of managing your finances. Financial experts opine that your management of savings should be according to the formula: 50-30-20, which means you should spend 50% of your earnings on your basic needs such as food, education, shelter and health, 30% on wants which include your internet connection, car gas expenses, and 20% should definitely go into your savings.

Pro Tip

Never touch the savings amount unless there is a critical emergency. After you save enough amount, try to make the money work you by taking the help of a financial expert.

An Ultimate Approach for Managing Finances

Check where your hard-earned money is going waste, and stop the spending without any further thinking. Sometimes, it is good to be strict, especially in curbing extra expenses.

Do not save what is left after spending, but spend what is left after saving. – Warren Buffet

When both wife and husband are earning, it is important that you both are on a single page about investments, expenditures, and spending on luxuries. In situations like the selection of schools, shopping, planning for vacation or luxury purchases, both of you should discuss and make a proper plan about finances. EMIs and interests consume a major chunk of earnings and hence you should have a solid plan to deal with them effectively. Incorporate all such expenditures in your budget planning.

Spending on health and healthy food is always an investment and should never be ignored. Insurances can save you from major financial windfalls and you should take insurances for all your needs.

When it comes to savings and investment, remember that you can even start your savings with a couple of dollars. The earlier it is, the better – when it comes to managing your finances and savings. Never postpone your plans of savings and start early even if the amount of savings is little. Take expert help when in confusion and this pay well in the long run.

Apple launched the annual Back to Uni promotion in Australia and New Zealand

The promo offers students as well as chosen educational staff a $70 to $100 Apple Store gift card with purchase of a qualifying new iPad Pro or Mac, including the Mac Pro, iMac, MacBook, MacBook Pro and built-to-built version of the models. Models that are refurbished and the Mac mini as usual are not included in the offer. Apple is known to put usage ease its main goal when it comes to designing a product. It not only creates great design and durability but also makes it a point to make Apple products available to more people worldwide.

Apple has in the past used App Store gift cards and Beats headphones as part of the promo. In the United States, it is still a few months away from the back-to-school season, but in New Zealand and Australia, the new school year is looming, thus the iPhone maker’s yearly promotion for students is in full swing, offering a taste of what to expect in the summer in the United States. Apple’s Back to School promos are for sure more generous in comparison to their Black Friday discounts that are disappointing.

The promotion in Australia could be availed by both part-time and full-time students above eighteen years old at an accredited university or college or other Apple-approved institution. University staff and lecturers in accredited institutions or Apple-approved educational institutions are eligible as well. In New Zealand, the promotion is made available to students attending or accepted to a higher education institution, staff members, and faculty members of higher education centers. Furthermore, the Apple Back to Uni promotion is also available to any employee of a private or public K-12 institution as well as parents who are making purchase in behalf of a current or an accepted student.

Apple’s Back to Uni promo runs from February 7 to March 17 in both countries on the website of Apple and at Apple Stores in Australia. Moreover, customers who are eligible could also call 133-622 in Australia or 0800-692-7753 in New Zealand. The promo could be combined with the standard education pricing discounts of Apple. In a related news, Apple also launched a similar promo in Japan. The offer provides students an 8,500 Yen Apple Store gift card with a purchase of a new Mac and 5,500 Yen Apple Store gift card with a purchase of any new iPad Pro. Macs could be customized or built-to-order and still qualify for the promo. Standard education discounts on iPads, Macs and AppleCare could be applied aside from the free Apple Store gift card.

iTunes credits could be spent towards app and content purchases in the App Store, iTunes Store, Mac App Store and iBookstore. The credits aren’t transferable and could be redeemed only in a regional iTunes store issuing them. The program runs until March 20 and available through Apple retail stores (in Australia only), via phone orders or through Apple’s online store for education and limited to students in universities, students accepted to a university, parent who are making purchases for university students or faculty and staff from any grade level.

A recent survey has revealed that more than fifty percent of households in the West own an Apple device or product and are more likely to belong to the younger generation. In addition, the survey stated that richer users have more Apple devices. For university students, faculty and staff in New Zealand, Australia and now even in Japan could get a chance to own an Apple device via the on-going promotion.